• How it works
    How it worksFeatures
  • Investing
    Investing with KaldiInvestment fees
  • Retailers
  • Mission
  • Blog
  • Contact
  • How it works
    How it worksFeatures
  • Investing
    Investing with KaldiInvestment fees
  • Retailers
  • Mission
  • Blog
  • Contact
Download for Free

Quote sources

It's great that you want to learn more. We always aim to be as open and honest as we can at Kaldi.

Here you can find source references to all the statistics and quotes we mention on our website.

Facts with Kal

"Most retail accounts in crypto, CFDs and day trading are loss-making according to the FCA."
https://www.fca.org.uk/news/press-releases/fca-highlights-continuing-concerns-about-problem-firms-cfd-sector
"18% of Brits have invested in the stock market as of 2023"
Analysis conducted by finder.com
https://www.finder.com/uk/investment-statistics

‍

Mission page

57% of Gen-Zs say the cost of living crisis has lowered their aspirations for the future
Huffington Post
https://www.huffingtonpost.co.uk/entry/young-adults-gen-z-career-ambitions-cost-of-living-crisis_uk_65096ef1e4b0d98f39e80a44
Approximately 35% of UK millennials have no retirement savings at all, highlighting a significant gap in financial preparedness for the future
Deloitte
https://www.deloitte.com/global/en/about/press-room/2023-gen-z-and-millenial-survey.html
49% of those aged 18-29 live with their parents due to the high cost of housing
World Economic Forum
https://www.weforum.org/agenda/2023/05/gen-z-millennials-work-cost-living/

‍

‍

‍

Invest every time you shop.

Helping you reach your financial goals through spending powered investing.

© 2025 Kaldi Financial Technology Limited.

Explore
  • Home
  • How it works
  • Features
  • Investing
  • Retailers
  • Blog
  • FAQs
  • Contact
Latest
  • Home
  • How it works
  • Features
  • Investing
  • Retailers
  • Blog
  • FAQs
  • Contact
Legal
  • Terms & Conditions
  • Privacy Policy
  • Quote Sources
  • Schedule of Fees
  • Glossary of Terms
  • Disclaimers Terms
  • Fraud Awareness
  • Complaints Policy
Connect
  • Instagram
  • TikTok
  • LinkedIn

In order to provide investment services, Kaldi Financial Technology Limited (FRN: 1017309) is an appointed representative of RiskSave Technologies Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 775330). Other features of the app are not regulated.

Payment accounts and related payment services are provided by Transact Payments Limited, a payments and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217.

Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.