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Pay with Kaldi
Over 100 of the UK's favourite supermarkets and high street brands. With an average cashback of 2.7%. We want you to shop like normal.
Get cash rewards
You get instant cashback on every purchase made with us into a separate savings pot. Letting you forget about saving stress.
Invest in your savings
Watch your savings grow by investing, little and often. Build towards your financial goals. When you invest your capital is at risk.
How Kaldi works
Load your Kaldi app with cash
Think of it as your new monthly spending account with superpowers - shop as normal with Kaldi.
Get rewarded as you shop
Every time you shop with Kaldi at our partner brands or shops, you'll receive an average of between 3-4% cashback into your savings pot.
Kaldi saves or auto-invests
Save your cash rewards, or discover the power of investing with Kaldi and choose from expertly curated funds.
Watch your money grow
As your daily shopping rewards boost your savings and are invested. Helping you achieve the goal of the house you want to buy, the car you want to drive, or the holiday in the sun we all deserve.
Take your first steps towards less financial worry
Join the
Savings revolution
Download the app, and invite friends to receive rewards and cashback on Kaldi.
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Plug
the future
into your
finances
Share your rewards
Want to help kick start someone's savings revolution? Link your account to gift your cashback rewards to a loved one. Every time you shop they get closer to their financial goals. How generous are you?!
Send cash with Kaldi
Someone owe you for that Pizza Express, or Costa Coffee? Maybe you need to pay them back – whatever it is, you can do it quickly and easily in the app.
Roundup your savings
If you like we'll round your purchases up to the nearest pound and pop it in your Kaldi savings account for a rainy day fund, or to go towards your investments. So that's what they mean by look after the pennies and the pounds will look after themselves. £3.25 coffee at Caffe Nero goes up to £4 and you save 75p 🥳
In order to provide investment services, Kaldi Financial Technology Limited (FRN: 1017309) is an appointed representative of RiskSave Technologies Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 775330). Other features of the app are not regulated.
Payment accounts and related payment services are provided by Transact Payments Limited, a payments and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217.
Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.