We are working on getting more options for you to put your savings towards to help work towards your financial goals. This includes integrating ISAs and JISAs. Currently at this point we are not looking at pensions due to the high user fees involved. We will cover this and more in our newsletters and will be in touch closer to launch once we have more details and announcements.

Once we go live you will be able to complete the full sign on process and get access to cashback. If you are part of the waitlist, you will have partly onboarded already and there will only be a couple steps left. To access the investing functionality of Kaldi we will require a few more bits of information, this is due to the highly regulated nature of investing and to ensure that you are protected and able to start investing sensibly.

Unfortunately not. We’d love that to be the case but to be able to get the best cashback rates that give back more to the shopper, the brands where you can get cashback need to be in our network. We are committed to getting as many UK retailers as possible, and at launch will have one of the largest cashback networks on the market with over 150 top high street brands.

Unfortunately if we don’t launch Kaldi we won’t be able to hold our Founders Prize Draw and there won’t be any winners. You can read more on this in our disclaimers. But let’s be honest, we will all be more upset that people aren’t able to join the savings revolution.

It’s hard to say at this point. But we are hoping to have it start to go live 6 months after we launch. Of course, this is not a sure thing, and we want to make sure our base product is fully functioning before we go live with the Kaldi card.

We are looking to launch with our minimum viable product before going live with the Kaldi card. At the start we will launch with a loadable Kaldi spending account, Kaldi code, cashback rewards from over 150+ brands, the ability to link accounts, round ups and investing from your own savings pot.

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data to deliver against the contract we are about to enter into or have entered into with you, where we need to comply with a legal obligation, and where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.

We want to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. You may receive marketing communication from us if you have consented to marketing or have used our services and you have not opted out of receiving that marketing. For full details on how we use your data you can read more in our privacy policy.

It’s easier to achieve our goals when we work together. By signing up to the Kaldi waitlist you’ll receive a unique code and copiable URL link which you can send to friends and family. What’s more, the first 5 redemptions of your unique code will get you an additional 0.5% cashback rewards on their spending for their first three months.

Be sure to follow our socials and share some of our inspiring and educational posts.

Kaldi is not yet a live service and does not therefore require regulation. When we go live we will be an Authorised Representative of our Regulatory Principal. That Principal has already been involved in all stages of our app build so that we can provide a simple to use, easy to understand and fully compliant platform. You can read more in our disclaimers.

We are aiming to go live around Autum 2024, but our product is still under development and we still require additional funding before going live, depending on our progress in both these areas our actual launch timing could slow down or speed up.  As we get closer to launch we will make sure to keep you updated.